Cheesy Potato Burritos

1 pound ground beef (or substitute with ground turkey or plant-based alternative)
2 cups frozen tater tots
1 cup shredded cheddar cheese
1 cup shredded monterey jack cheese
1/2 cup sour cream
1/4 cup Taco Bell chipotle sauce (adjust to taste)
6 large flour tortilla wraps
Salt and pepper to taste
Optional toppings: diced tomatoes, chopped green onions, cilantro